Commuting
Commuting across the border on a regular basis is a feature of everyday life? If so you will be aware of the problems associated with regularly travelling between two jurisdictions. The lack of accurate and up to date information relating to car ownership, driving licences and insurance can be frustrating and only complicates matters.
In addition to published material available for reading and download, the website contains a range of FAQs and case studies. If you have a specific question or enquiry that warrants an individual response this can be looked at by a trained cross-border adviser by completing an online email request.
Insurance
Driving overseas
UK policies should provide the minimum cover required by law in other European Union (EU) countries or the minimum cover required by UK law if that is greater. This cover doesn't automatically include theft or damage to your car.
Most people want the same protection they have in the UK when travelling abroad, for example comprehensive or third party, fire and theft. This could, in addition to the legal minimum of third party liability cover, include accidental damage to, or theft of or from, your own vehicle, depending on the policy cover.
A number of insurers automatically provide this extended cover for a specified period and often without additional charge. It's important, however, that you check with your insurer or insurance adviser before you go abroad.
The Green Card system and driving overseas
Outside of the EU, a green card provides proof that your domestic motor insurance policy covers the minimum legal requirements in the country being visited.
For further information visit the Direct Gov website and select the Motor Insurance section in the north or Car Insurance made easy in the south.